Whether you're an eligible college student, grad student or recent grad - well-qualified buyers make zero monthly payments for 90 days when you use the GM College Discount to purchase an eligible, new GM vehicle and finance it through GM Financial.
  1. Sign in or register at www.gmcollegediscount.com
  2. Select "Obtain an Authorization from the Program menu and follow the prompts to obtain an authorization
  3. Click here to let GM Financial evaluate your credit eligibility on behalf of the dealer you select
  4. Take your authorization number and proof of financing approval to a participating GM Dealer to take advantage of this great offer
Now is a great time to purchase one of our many cars, trucks, crossovers or SUVs with the benefit of delaying monthly payments for 90 days.

* 90-day deferred payment option available for well-qualified applicants. Full 90-day deferment is not available in FL, PA or TX. Payment may not be deferred more than 45 days in FL; payment may not be deferred more than 45 days in PA or TX unless combined with a 0.00% APR. 90-day deferment eligibility will be based on dealership location and where the finance contract is written.  Payment deferral not available for leasing. Take retail delivery by 1/2/19. See dealer for details.† Eligible participants for the GM College Discount include college students (from any two-  or  four-year  school),  recent  graduates  who  have  graduated  no  more  than  two  years ago, and current nursing school and graduate students.
RETAIL: You may finance up to 105% of the vehicle's MSRP; you may qualify to finance more.  Contract  APR  will  not  exceed  a  manufacturer-supported  rate  of  19%  or  state  maximum,  whichever  is  lower.  Your  rate  will  not  exceed  19%  provided  you  accept  manufacturer-supported  rates,  if  available.  Minimum  amount  that  may  be  financed  is  $7,500.  We  will  charge  a  finance  charge  on  a  daily  basis  at  the  contract  APR  on  the unpaid part of the amount financed. Your vehicle will be collateral for financing.
LEASE:  The  net  capitalized  cost  may  not  exceed  105%  of  the  vehicle's  MSRP.  The  maximum  capitalized  cost  reduction  is  40%.  Contracts  are  available  in  a  variety  of  popular  lengths.  Option to  defer  first  payment  for  90  days  is  not  available  for  leasing.
GENERAL: Not all buyers may qualify. Verifiable proof of employment with a minimum monthly income of $3,000. No adverse credit history. A down payment may be required depending on the vehicle and income guidelines. Your new monthly car payment cannot exceed 15% of your gross monthly income. Your maximum monthly expenses, including credit extended in connection with this offer, may not exceed 55% of your gross monthly income. Applicants with a prior charged-off balance with GM Financial/Americredit may not qualify. Applicants who have any dismissed bankruptcy in the past, or are a debtor in an open bankruptcy, may not qualify. Proof of residency may be required. You must have the legal capacity to enter into a binding contract. You  must  be  at least  18  years  of  age.  You  must  provide  valid  identification  and  evidence of full-coverage automobile insurance at the time the vehicle is purchased. Offer good at participating GM dealers.
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